Restrictions on transfers from the card to the NBU card

The National Bank intends to limit the number and amounts of card transfers between individuals due to the sophisticated schemes of fraudsters, which cause significant financial losses to citizens and the state. This decision is aimed at protecting the interests of citizens and the financial stability of the country, and will also affect the processes and volumes of our transfers. In this article, we will look at the issues related to the limitations of card transfers and the importance of obtaining legal advice.

The main reasons for introducing restrictions on card transfers

The National Bank explains that it has recorded the spread of a dangerous trend in the financial market - the use of bank accounts of individuals for "transit" transfers and "laundering" of illegal funds. This causes serious problems, including tax evasion, financing of information companies and sabotage actions related to the Russian Federation and illegal economic activities. Such schemes use "droppers" - ordinary people who allow access to their accounts to third parties for a fee, which leads to illegal financial transactions and spoils their payment history.

Who is this "drop"

This term refers to persons with limited income and age who use bank accounts to disguise illegal financial transactions. This includes frequent transfers of large sums of money without corresponding purchases or services.The number of transfer operations can reach hundreds per hour.Such actions lead to significant losses in the tax system of the state.

New rules that will be used when making card transfers

According to the new rules, it will be allowed to make no more than thirty transfers per month, and the total amount of such transfers should not exceed one hundred thousand hryvnias.

Impact of innovations on citizens and volunteers

The proposed restrictions on the number and amount of transfers will hardly affect most citizens, as their transactions do not exceed the established limits, especially considering the presence of several accounts in different banks.

As for volunteers and the possibility of making donations, at the moment the details of how such transfers should be labeled have not been announced.

Possible solutions to the issue of limiting transfers

To expand your options, you should consider using cards from different banks or transfers to an account with the IBAN standard, instead of limited P2P transfers. This will allow you to avoid imposed restrictions and continue using financial services without obstacles.

The importance of ordering legal support during restrictions on card transfers.

Ordering legal support during restrictions on card transfers is a critical aspect for businesses and individuals. First of all, a legal expert can help understand all aspects of the new rules and their impact on financial transactions. He will provide advice on the compliance of transfers with legal regulations, which will help to avoid potential offenses and fines.

The cost of legal assistance will provide you with peace of mind and confidence in the correctness of your actions.