Publication date: 03.06.2024
active and purposeful military lawyer with more than 4 years of experience
Maternity benefit: how does its payment affect the insurance period?
1. Introduction
Maternity benefit is an important social guarantee for women, which provides financial support during pregnancy and after childbirth. However, many are interested in how these payments affect the insurance period, which is a key indicator when assigning pensions and other social benefits. In this article, we will consider how the payment of maternity benefits is taken into account when calculating the insurance period.
2. Legislative regulation
2.1. Basic normative acts
Pregnancy and childbirth benefits are regulated by the Law of Ukraine "On Mandatory State Social Insurance" and other regulatory acts that determine the procedure for providing this benefit and accounting for insurance experience.
2.2. Pension Fund of Ukraine (PFU)
The PFU is responsible for the administration of the insurance period and the provision of social benefits, including pensions. It is important to understand how maternity benefits affect the accounting of insurance experience at the PFU.
3. What is insurance experience?
3.1. Determination of insurance experience
Insurance period is the period during which a person was subject to mandatory state social insurance and for which insurance premiums were paid. Insurance experience affects the amount of pension and other social benefits.
3.2. The value of insurance experience
Availability of sufficient insurance experience is one of the conditions for awarding an old-age, disability, survivor's pension and other social benefits. Therefore, correct accounting of insurance experience is very important.
4.Payment of benefits for pregnancy and childbirth
4.1. Conditions for granting aid
Maternity allowance is assigned to insured persons on the basis of medical documents confirming pregnancy and childbirth. This assistance is paid at the expense of the Social Insurance Fund of Ukraine (FSSU).
4.2. Amount of assistance
The size of the maternity allowance depends on the average salary of the insured person and the length of the insurance period. The benefit is paid for 126 calendar days (70 days before childbirth and 56 days after childbirth), and in cases of complicated childbirth or the birth of two or more children - for 140 days.
5. The impact of the payment of benefits on the insurance period
5.1. Accounting for the period of receiving assistance
The period during which a woman receives maternity benefits is included in the insurance period. This means that this time will be included in the total period of insurance service, which is used to calculate the pension and other social benefits.
5.2. Payment of insurance premiums
When receiving maternity benefits, insurance contributions to the Pension Fund are paid at the expense of the Social Insurance Fund. This ensures that the period of receiving benefits will be counted as insurance experience.
6. Conclusions
6.1. Positive impact on insurance experience
The payment of maternity benefits has a positive effect on the insurance period, as this period is included in the total insurance period of the insured person. This ensures that women can receive adequate social benefits in the future.
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