- Application for restructuring of credit debt
- With the introduction of martial law, many borrowers ended up in the ranks of the Armed Forces of Ukraine. This increased the number of violations in the field of credit agreements. In order to prevent them, there is the possibility of restructuring credit debt for military personnel.
- At his own request, a person may submit an application to a banking institution with a request for a significant change in the terms of repayment of debt under a loan agreement with the possibility of stopping the accrual of interest on the loan for the period of military service.
- You can get a document in a few clicks by downloading the "Consultant" mobile application to your smartphone.
- For whom is debt restructuring a suitable option?
- The loan debt restructuring service will be an excellent solution for military personnel whose budget is in a crisis situation, that is, in a difficult financial situation.
- The restructuring application includes options not only to request an extension of the loan repayment period with a reduction in the amount of installments, but also with the possibility of requesting a credit holiday with a deferral of payment of the principal debt.
- Restructuring or termination of accrual of interest on the loan?
- A notice of military service can be equated to a statement, but in this case, the banking institution is not required to respond to such a notice.
- Banking institutions are required to stop accruing interest after receiving notice before the end of military service. If the submitted accompanying package of documents is incomplete or the message is incorrect, you will receive a response to the decision to refuse to stop accruing interest.
- In other words, you are not released from the main obligation - to return the funds received. However, if you breach this obligation, you will not be charged any additional fines, penalties or additional interest for the duration of your military service.
- The restructuring of the loan agreement offers more opportunities for the borrower, since there is a variability of actions with longer-term legal consequences. That is, the first option can partially solve the problem in the event of a difficult financial situation of the borrower.
- You can also purchase a sample report on military service in a banking institution in order to stop accruing interest on a loan in our mobile application "Consultant".
- What to pay attention to in a notice of restructuring and when concluding a restructuring agreement?
- First of all, it is necessary to pay attention to the legal consequences of such a restructuring:
- How long does it take to fulfill a loan obligation;
- How much has the monthly premium been reduced;
- Does the contract provide for additional conditions for the payment of interest upon completion of military service;
- How and within what period are required to notify the banking institution of the end of military service.
- Such issues usually require the most attention, but the list is not exhaustive, so we recommend that you be more attentive to the provisions of the additional restructuring agreement.
- Our specialists will help you to understand the terms of the supplementary restructuring agreement in more detail.
- Sample notification of military service in order to stop accruing interest on a loan
- You can purchase an application template for the restructuring of a loan agreement or an already completed copy in our mobile application “Consultant”. Experienced lawyers from military law have already taken into account the subtleties of writing such a message.
- You can purchase a sample message to stop accruing interest on a loan in a few simple steps:
- Download the mobile application "Consultant";
- After a short registration, you can find the required document in the "Documents" section;
- By clicking the "Buy Template" button, you will immediately receive a link to download the document.
- Our team cares about each client, so in case of questions, we will promptly help in solving it.
Заява про реструктурузицію кредитної заборгованості
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- Application for restructuring of credit debt
- With the introduction of martial law, many borrowers ended up in the ranks of the Armed Forces of Ukraine. This increased the number of violations in the field of credit agreements. In order to prevent them, there is the possibility of restructuring credit debt for military personnel.
- At his own request, a person may submit an application to a banking institution with a request for a significant change in the terms of repayment of debt under a loan agreement with the possibility of stopping the accrual of interest on the loan for the period of military service.
- You can get a document in a few clicks by downloading the "Consultant" mobile application to your smartphone.
- For whom is debt restructuring a suitable option?
- The loan debt restructuring service will be an excellent solution for military personnel whose budget is in a crisis situation, that is, in a difficult financial situation.
- The restructuring application includes options not only to request an extension of the loan repayment period with a reduction in the amount of installments, but also with the possibility of requesting a credit holiday with a deferral of payment of the principal debt.
- Restructuring or termination of accrual of interest on the loan?
- A notice of military service can be equated to a statement, but in this case, the banking institution is not required to respond to such a notice.
- Banking institutions are required to stop accruing interest after receiving notice before the end of military service. If the submitted accompanying package of documents is incomplete or the message is incorrect, you will receive a response to the decision to refuse to stop accruing interest.
- In other words, you are not released from the main obligation - to return the funds received. However, if you breach this obligation, you will not be charged any additional fines, penalties or additional interest for the duration of your military service.
- The restructuring of the loan agreement offers more opportunities for the borrower, since there is a variability of actions with longer-term legal consequences. That is, the first option can partially solve the problem in the event of a difficult financial situation of the borrower.
- You can also purchase a sample report on military service in a banking institution in order to stop accruing interest on a loan in our mobile application "Consultant".
- What to pay attention to in a notice of restructuring and when concluding a restructuring agreement?
- First of all, it is necessary to pay attention to the legal consequences of such a restructuring:
- How long does it take to fulfill a loan obligation;
- How much has the monthly premium been reduced;
- Does the contract provide for additional conditions for the payment of interest upon completion of military service;
- How and within what period are required to notify the banking institution of the end of military service.
- Such issues usually require the most attention, but the list is not exhaustive, so we recommend that you be more attentive to the provisions of the additional restructuring agreement.
- Our specialists will help you to understand the terms of the supplementary restructuring agreement in more detail.
- Sample notification of military service in order to stop accruing interest on a loan
- You can purchase an application template for the restructuring of a loan agreement or an already completed copy in our mobile application “Consultant”. Experienced lawyers from military law have already taken into account the subtleties of writing such a message.
- You can purchase a sample message to stop accruing interest on a loan in a few simple steps:
- Download the mobile application "Consultant";
- After a short registration, you can find the required document in the "Documents" section;
- By clicking the "Buy Template" button, you will immediately receive a link to download the document.
- Our team cares about each client, so in case of questions, we will promptly help in solving it.
- Address Україна, м. Київ, 01601, вул. Мечникова 2, пов. 10
- Email support@consultant.net.ua
- Phone 380730044470