REDUCTION OF THE DEBT ✅ DEBTOR`S PROTECTION ✅ SERVICES

The lawyer analyzes the debt documents on the basis of which the client incurred debt, calculates the real debt (penalties and interest for the use of the debt). Signing an agreement with a lawyer for further cooperation.

The lawyer analyses the case law, the legislation in force and writes the lawsuit for the reduction of penalties and interest for the use of debt to the Civil or Economic Court, looking at the previously formed legal position.

The lawyer and the client verify that there are exemptions from the court fee. The lawyer, in agreement with the client, sends the generated receipt for payment of the court fee to the bank or sends the electronic form for payment of the court fee online. After repayment, the client sends a payment receipt to the lawyer. The lawyer sends the claim to the court and represents the client’s interests in court in order to reduce the debt. Maximum number of visits related to representation of the client’s interests in court - 5, each subsequent visit is paid additionally.

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Debt reduction. Opportunities and legal practice

Disputes due to the financial aspect are a very common practice. Some debtors refuse to fulfill their obligations, and some creditors act improperly in relation to debtors. So in the world of financial law, it is better to immediately contact a lawyer to reduce debt. Because only he is able to take into account all the nuances in any problem areas: loans, credits, pledges, tax debt, contracts with counterparties.

Legal disputes really have a wide spectrum, but in any situation, the legislation leaves us the opportunity to reduce the debt. It can be a pre-trial settlement, when the parties can come to an agreement, or a court settlement, when there is no other solution.

It is a very frequent case when a person cannot repay his debt because he has been charged a huge number of fines and penalties. Then the person needs to try to change the terms of the contract to defend the legality of his request. Sometimes this becomes the only possible solution to the problem.

The main goal of the debt reduction procedure is to remove a large burden, which will increase the chances of repaying the debt. That is, this procedure is beneficial to both parties, but creditors sometimes do not agree to a peaceful debt reduction due to the desire to receive more funds. Therefore, our attorney specializing in debt will help you defend your right in court.

Restructuring as an option for debt reduction

If there is a need to revise the debt obligations, restructuring takes place. This is a change in the terms due to the revision of the terms. This procedure helps the borrower to repay the debt.

You need to contact a lawyer and start restructuring if:

● You have lost your job or a way of earning.

● Your business is currently experiencing difficulties.

● Credit increased due to exchange rate changes.

All these are significant reasons for reducing the debt and removing fines from the person who made the corresponding request.

Restructuring is almost always a purely individual approach and work with a specific situation. Contact our lawyer and he will help you find exactly your solution vector.

Our attorney's help with debt reduction

Although criminal liability in Ukraine is provided only for non-payment of debt with fraudulent purposes, still constant reminders, calls can make you panic and feel exhausted, and as a result, everything can come to forcible collection.

But if you are unable to pay the debt, and fines make the situation worse every month, this does not mean that there is no way out.

Our lawyers are often faced with requests for debt reduction and are able to successfully resolve issues in favor of the debtor. No more phone calls and worries. The lawyer will solve your issue in accordance with the current legislation, work out every aspect of your case and take into account all the nuances.

Individual oral consultation and analysis of debt reduction documentation

We will draw up a contract that will allow our lawyer to represent your interests in full. Our debt lawyer will provide you with a first-rate oral consultation, where the client's wishes and scenarios for further cooperation will be worked out. Also, in order to reduce the debt, the lawyer will analyze the debt documents on the basis of which the client has incurred debt, will calculate the real debt (fines and interest for using the debt).

Drafting a claim for debt reduction

The lawyer performs an analysis of court practice, current legislation and writes a claim for the reduction of fines and interest for the use of debt to the Civil or Commercial Court, taking into account the previously formed legal position.

Obtaining a decision on debt reduction

The lawyer sends the lawsuit to the court, monitors the situation and represents the client's interests in court with the aim of reducing the debt. If necessary, the escort procedure can be carried out 5 times, subsequent visits will be counted separately.

The help of a qualified specialist significantly increases the chances of recalculating the debt, removing fines and penalties. A lawyer will help you find your exact solution.