Вопрос по кредитному договору с залогом
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Publication date: 14.02.2023
Recently, our team was asked a question: “Вопрос состоит в чем: брался кредит под залог авто, в договоре прописано как доллар так гривна по курсу 26, в какой валюте нужно его гасить и если сумма выданная больше чем стоимость авто может ли займетодатель требовать сумму если ему отдано авто! Это в 2 словах(”
We wanna share the answer from our specialists:
07.02.2023 14:45:24 Доброго дня! Потрібно аналізувати кредитний договір. В договорі має бути вказано яку суму ви повинні повернути і у якій валюті
08.02.2023 07:59:23 Тут потрібно аналізувати договір. Кредитодавець має право вимагати тільки ту суму, яка була видана іншій стороні з урахування відсотків або іншим умов, встановлених в договорі. Тому аналіз договору є обов'язковим.
08.02.2023 09:23:16 Порядок погашення кредитної заборгованості визначений умовами кредитного договору. Для більш детальної консультації необхідно ознайомитися з кредитним договором.
08.02.2023 11:02:54 У разі якщо за кредитний борг у Вас кредитор забрав авто для його реалізації, реалізував авто, однак сума боргу не погашена у повній мірі, тоді має право присити сплатити решту суми боргу, яка лишилась (наприклад, борг 100 000 грн, авто продали за 60 000 грн., решта боргшу лишається 40 000 грн, то на таку суму мають право звертатись до Вас).
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