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Restructuring of PrivatBank credit card debt

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My name is Alexander, I am your personal manager. Let me help you!

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Publication date: 10.07.2025
Reading time: 4 minutes
Number of views: 4
Stage Term (days) Cost
  • 1
    Preliminary consultation and analysis of the situation
    3 UAH 3,420.00
    • Gathering information about the loan agreement, debt obligations, penalties and fines.
    • Assessing possible criminal risks (e.g. fraud, loan default).
    • Explaining to the client the possible restructuring options and further actions.
  • 2
    Preparation and collection of necessary documents
    5 UAH 4,560.00
    • Requesting a bank statement on the status of outstanding debt.
    • Analysing the terms and conditions of the credit card agreement and other documents.
    • Preparing a package of documents for negotiations with the bank (restructuring application, proposals, etc.).
  • 3
    Negotiating with the bank
    14 UAH 11,400.00
    • Representing the client's interests at PrivatBank or at a branch.
    • Agreement on restructuring terms: extension of terms, reduction of interest rates, write-off of penalties.
    • Checking the correctness of the agreement.
  • 4
    Drafting a restructuring agreement
    5 UAH 5,700.00
    • Verification of the restructuring agreement for compliance with the terms and conditions.
    • Advising the client on their rights and obligations after the agreement is signed.
    • Signing and notarisation of the agreement (if needed).
In general
27 UAH 25,080.00

Pay conveniently in the mobile app — download now!

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Monobank

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Privat24

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Monobank

Installment payment

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Privat24

Installment payment

Restructuring PrivatBank credit card debt: how to obtain favourable terms

 

Restructuring PrivatBank credit card debt is an effective way to reduce your financial burden and avoid penalties.

If you are having difficulty repaying your loan, the Consultant legal marketplace will help you find the best solution that takes into account your capabilities and the bank's interests.

 

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The lawyer conducts a detailed analysis of the debt and represents the client's interests during negotiations with PrivatBank to conclude a favourable restructuring agreement.

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Legal support includes preparing documents, monitoring the implementation of the agreement and protecting against possible criminal risks, ensuring the client's safety throughout the process.

 

Key benefits of PrivatBank credit card restructuring

 

  1. PrivatBank credit card restructuring allows you to obtain:
  2. Reduction of monthly payments by extending the repayment term;
  3. Reduction of the interest rate or deferral for a certain period;
  4. The opportunity to avoid negative information in your credit history;
  5. Legal support and assistance during negotiations with the bank.

Our marketplace provides access to trusted lawyers who specialise in debt restructuring and credit disputes.

 

How to restructure PrivatBank credit card debt?

 

The debt restructuring process includes several stages:

  • Analysis of your credit situation and preparation of documents.
  • Selection of the most advantageous restructuring scheme.
  • Legal support during negotiations with the bank.
  • Signing a restructuring agreement and monitoring compliance with its terms.

By using our service, you receive comprehensive support and a guarantee that your rights will be protected.

 

Legal assistance in restructuring a PrivatBank credit card

 

If you are experiencing difficulties with your loan, it is important to consult specialists who understand the nuances of Ukrainian legislation and banking practices. Our legal marketplace Consultant helps you find lawyers who specialise in:

  • credit card debt restructuring;
  • protecting the rights of debtors in their dealings with banks;
  • settling disputes and appealing against unlawful charges.

Professional legal support significantly increases the chances of successfully resolving the problem and regaining control over your finances.

Conclusion

If you are looking for a reliable way to restructure your PrivatBank credit card debt, the Consultant legal marketplace is your partner in finding qualified lawyers and favourable solutions. Contact us today and get rid of financial pressure with professional support!

 

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  • Does restructuring PrivatBank credit card debt include the possibility of reducing the interest rate?
  • Can a lawyer negotiate with the bank on behalf of the client during debt restructuring?
  • Do I need to prepare official documents to formalise debt restructuring?
  • Is legal support a mandatory step in credit debt restructuring?
  • Can a lawyer help me avoid criminal liability in cases of loan default?
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