Restructuring a foreign currency mortgage loan: legal assistance nearby
Many Ukrainians have encountered difficulties in repaying foreign currency mortgages due to exchange rate instability. If you find yourself in this situation, restructuring your foreign currency mortgage debt may be a solution that will allow you to keep your home and avoid legal disputes with the bank. On the Consultant legal marketplace, you will find trusted specialists who will help you negotiate with the bank, prepare documents, and accompany you throughout the entire process until the desired result is achieved.

Restructuring a foreign currency mortgage allows you to reduce your financial burden and avoid losing your home.

Legal support increases the chances of successful negotiations with the bank and favourable restructuring terms.
How currency mortgage restructuring works
Restructuring a foreign currency mortgage loan is the process of changing the terms of a loan agreement to make repayments easier. Our lawyers will help you:
- initiate negotiations with the bank;
- prepare a legally sound application for restructuring;
- prove that it is impossible to fulfil the initial terms of the loan due to circumstances beyond your control (force majeure);
- achieve the conversion of the debt into hryvnia with a fixed exchange rate.
Banks often agree to change the payment schedule, write off penalties or even part of the debt if the client acts through a professional representative.
Legal support for mortgage debt restructuring
Consulting a specialist significantly increases the chances of a successful resolution. The Consultant platform provides access to lawyers with experience in restructuring foreign currency mortgage debt. They:
- Analyse the loan agreement;
- Assess the legality of the bank's actions;
- Support communication with the financial institution;
- Prepare documents for out-of-court settlement or legal protection in case of refusal by the bank.
Our specialists also help in complex cases where enforcement proceedings have already been initiated or a court decision has been issued.
Why act now
It is important not to delay: the sooner you start the process of restructuring your foreign currency mortgage loan, the more chances you have of avoiding losing your home. Ukrainian legislation provides certain tools to protect debtors, but their effectiveness depends on how quickly you react.
ConclusionConsultant is a legal marketplace where you can find trusted experts who will develop a customised strategy for your situation. Submit a request and a lawyer who is ready to act today will contact you.