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Debt write-off for individuals in Ukraine

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Greetings 👋

My name is Alexander, I am your personal manager. Let me help you!

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Publication date: 14.07.2025
Reading time: 4 minutes
Number of views: 13
Stage Term (days) Cost
  • 1
    Initial consultation and case analysis
    3 UAH 3,420.00
    • Analysis of the client's financial condition (debts, income, property).
    • Verification of grounds for bankruptcy.
    • Advice on the consequences and prospects of the procedure.
    • Determination of the cost and signing of a support agreement.
  • 2
    Preparation of a package of documents for filing a claim with the court
    14 UAH 11,400.00
    • Preparation of a complete set of documents (debt obligations, declaration, certificates, property status).
    • Drafting of an application for the initiation of insolvency proceedings against an individual.
    • Notarisation of documents (if necessary).
    • Filing of a statement of claim with the court.
  • 3
    Opening of proceedings and appointment of an arbitration manager
    60 UAH 5,700.00
    • Support in court at the stage of opening a case.
    • Interaction with the arbitration manager.
    • Control over the payment of court fees and advance payments for the manager's work.
  • 4
    Debt restructuring or bankruptcy
    365 UAH 28,500.00
    • Preparation of a restructuring plan (if there are assets or stable income).
    • Support in bankruptcy proceedings with the sale of property.
    • Representation of the client's interests at all court hearings.
    • Participation in creditors' meetings, interaction with the arbitration manager.
In general
442 UAH 49,020.00

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Privat24

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Monobank

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Bankruptcy of an individual — how to write off debts legally

 

The bankruptcy procedure for individuals is an official legal option for writing off debt, which has been in effect in Ukraine since 2019. Thanks to this procedure, you can be released from your obligations to banks, MFOs, tax authorities, and other creditors. To implement it, you need the help of a lawyer — an arbitration manager — and a court application.

 

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Debt write-off through bankruptcy is a real opportunity to get rid of financial pressure and start with a clean slate.

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The Consultant legal marketplace provides full client support — from initial consultation to debt write-off and case closure.

 

Legal assistance in debt write-off for individuals

 

Our experts provide turnkey legal support in the form of legal assistance in debt write-off for individuals:

  • Consultation — we assess the possibility of debt write-off and choose the best way forward.
  • Document preparation — collection and execution: bankruptcy petition, financial statements, other supporting documentation.
  • Representation in court and before creditors — we handle the case, respond to inquiries, and accompany the court proceedings.
  • Enforcement of court decisions — removal of seizures, write-off of all debts, including enforcement proceedings.

 

Advantages of bankruptcy proceedings and debt write-off procedure

 

  1. Write-off of all existing liabilities — including banks, MFIs, taxes, enforcement orders, penalties and fines.
  2. Protection of property and finances — seizure of accounts, prohibitions on alienation and termination of court enforcement proceedings are lifted.
  3. Transparent and legal procedure — in accordance with the law, accompanied by lawyers and arbitration managers.
  4. Possibility of restructuring — for those who want to repay the debt in part and obtain discounts or an agreement with the creditor.

 

Why choose Consultant

 

  • Personalised approach — each case is assessed individually, and we offer the most advantageous strategy.
  • Compliance with legislation — we use modern legislative mechanisms guaranteed by the state.
  • Fast support — we advise at all stages, accompany the court process and after the decision.
  • Comfort and security — we work online, sign the contract through DIA, confidentiality at all stages.
Conclusion

If you find yourself in a difficult financial situation, personal bankruptcy is your chance to get rid of your debts legally and permanently. The Consultant legal marketplace team will help you navigate this process with confidence, without stress and with maximum benefit.

 

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As a Client, you are freed from all financial risks when collaborating with Contractors, as the payment amount is reserved by our service and is paid to the Contractor only after receiving confirmation from you about the completion of the stage.

If the service is not provided, the funds are returned to you. The service takes on all financial risks and acts as a guarantor and custodian of funds, and in case of disputes between the parties, acts as an independent Arbitrator.

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  • Can an individual initiate bankruptcy proceedings independently?
  • Is the participation of an arbitration manager mandatory in bankruptcy proceedings involving an individual?
  • Are enforcement proceedings suspended after the opening of insolvency proceedings?
  • Can bankruptcy proceedings be initiated only once in a lifetime?
  • Are all unsecured debts written off after the completion of bankruptcy proceedings?
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