WRITE-OFF OF LOANS AND INTEREST ON LOANS TO FEMALE MILITARY PERSONNEL ✅ DEBTOR`S PROTECTION ✅ SERVICES

Analyses the client's documents: loan agreement, payment schedule, information about her husband's status (military serviceman).
Checks whether the specific loan is subject to the law.
Provides a written or verbal legal opinion and action plan.

Drafts an official statement on the write-off of interest, penalties and fines.
Prepares a cover letter and a list of attachments.
Compiles a package of evidence: marriage certificate, husband's military documents, copies of payment receipts/debt statements, etc.

Sends a complete set of documents to the creditor (bank, MFI, credit union) with the date recorded (by post or courier with delivery confirmation).
Monitors the deadlines for consideration of the application.
Conducts initial communication with the creditor's legal department.

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Write-off of loans and interest on loans for women of military personnel

Women whose husbands are serving in the Armed Forces of Ukraine or have been mobilised are legally entitled to write off loans and interest in accordance with Part 15 of Article 14 of the Law ‘On Social and Legal Protection of Military Personnel and Members of Their Families’. This provision provides for exemption from interest, penalties and fines for the period of their husbands' service during wartime.

Wives of military personnel have the legal right to write off interest, penalties and fines on loans for the duration of their husbands' service.

The legal marketplace Consultant provides comprehensive legal support for the quick and risk-free write-off of loan obligations.

Write-off of interest on loans to military wives: which loans are eligible

The right to write-off applies to consumer loans, loans from MFIs, leasing agreements, pawnshops and credit unions.

Exceptions: loans for housing or a car — such loans are not eligible for this benefit.

Additionally, restructuring or a moratorium on the principal amount of the debt is possible if it is impossible to write off the entire amount.

How to apply for loan interest write-off: step-by-step guide

Gather the necessary documents:
Marriage certificate + extract from the civil registry office.
Document confirming the military status of the husband: military ID, extract from the order, certificate form No. 5 or other.
Copies of the loan agreement and accruals.
Prepare and submit an application for the write-off of interest, penalties or fines together with a package of documents to the lender.

In case of refusal or ignorance, file a complaint with the NBU or appeal to the court; include a lawyer with experience in similar cases on the legal marketplace Consultant.

Legal support for the write-off of loans and interest for military families

On the legal marketplace Consultant, you get:

A ready-made template for an application for the write-off of interest and penalties — adapted to your situation.
Legal support: collection of evidence, preparation of a package of documents, submission to the bank or MFI.
Complex cases: assistance with restructuring, compensation for overpayments or legal representation.

Why choose the Consultant legal marketplace

Specialised lawyers who are well versed in the law and the practice of applying relevant laws.
Saving time and resources: we have already prepared the process from A to Z.
Quick start: initial consultation — with the possibility of starting today.

Conclusion

Protect your family budget! Fill out the online form or call us — we will help you arrange the write-off of interest on loans for spouses of military personnel quickly and legally.