SUPPORT IN RECALCULATING THE AMOUNT OF DEBT IN COURT ✅ DEBTOR`S PROTECTION ✅ SERVICES

analysis of the credit or loan agreement;
analysis of the payment and accrual schedule;
analysis of existing court proceedings or enforcement proceedings (if any);
verification of the legality of accrued interest, penalties, fines;
Formulation of a preliminary opinion on the possibility of appealing the amount of the debt.

Requesting documents from the bank or MFI (through a lawyer's request or power of attorney);
collection of payment documents, receipts, statements;
verification of the compliance of charges with the terms of the agreement and the law;
calculation of the actual debt.

drafting a statement of claim for recalculation of the debt amount;
adding evidence and preparing attachments to the statement;
filing a claim with the appropriate court;
supporting the payment of court fees or preparing a petition for exemption from their payment.

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Support for debt recalculation through the court: when credit obligations do not have to destroy your life

Incorrectly accrued interest, uncoordinated penalties, double collection - these are all realities that debtors in Ukraine face. If you find that the amount of debt does not correspond to your real obligations, you do not need to endure financial pressure. Support for debt recalculation through the court is a legal way to defend your rights and reduce your financial burden.

Judicial debt reduction: who needs this procedure and why

Banks, MFIs and collectors do not always comply with the law when calculating the total amount of debt. Because of this, the debtor may find himself in a situation where:

fines have been accrued contrary to the terms of the contract;
interest is calculated after the end of the loan term;
the debt includes amounts already paid;
the loan has been extended without the borrower's consent.

In such cases, you can go to court with a claim for recalculation of the debt amount. But this requires a clear understanding of the process, collection of evidence and the correct legal position. Legal support allows you to avoid mistakes, save time and nerves.

Legal assistance in debt recalculation: what is included in the service

As part of the service, you will receive:

analysis of the loan agreement and payment history;
preparation of evidence of violation of the terms of the loan;
legal justification of the illegality of part of the debt;
representation in court at all stages of the process;
support in the execution of the court decision.

The Benefits of a Professional Approach

Trying to deal with a bank or MFI on your own often leads to wasted time, stress, and defeat. By applying for help, you get:

legal reduction of financial burden;

removal of part or all of the penalty;

avoidance of repeated collection of amounts already paid;

fixing the objective balance of the debt.

Conclusion

Supporting debt recalculation through the court is not just a legal formality. It is an effective tool to protect your rights and an opportunity to regain peace of mind. Don't let creditors manipulate the numbers. Get help from professionals who know how to change the situation in your favor correctly and in a timely manner.