What is the purpose of the Unified State Register of Debtors?
The general purpose of its creation is to ensure transparency, efficiency, and lawfulness in the sphere of debt obligations and financial relations.
The main goals and functions of the USRD may include the following aspects:
- Control and monitoring of debt obligations. Information from the Unified Register of Debtors helps the government and financial institutions keep track of debt obligations of individuals, legal entities, enterprises, and organizations. This allows timely identification of problems with debt repayment and taking necessary measures.
- Protection of creditors' rights. The Unified Register of Debtors of Ukraine contributes to protecting creditors' rights by allowing them to verify information about potential debtors before granting a loan or entering into an agreement. This helps prevent debtor insolvency and minimize risks.
- Support of financial stability. The debtor register can be a tool for identifying systemic risks in the financial system and taking appropriate measures to manage and prevent financial crises.
- Ensuring judicial action. Information collected by bodies such as the Ministry of Justice. The Unified Register of Debtors can therefore be used by courts, law enforcement agencies, and other participants in the legal system to resolve legal cases related to debts and financial disputes.
- Support of tax policy. The register, as already mentioned, is maintained by the Ministry of Justice. Therefore, the debtor register can also serve as a source of information for assessing the tax debt of individuals and legal entities and ensuring effective tax collection.
Overall, the Unified State Register of Debtors aims to improve financial discipline, protect creditors' rights, and support financial stability in the country.
How can the debtor database be useful?
- Enter the name and surname or identification number of a natural person or the code of a legal entity you want to inquire about;
- Search and provision of information;
- Results. Review detailed information about debts, creditors, and other important data.
How can the debtor register be useful?
- Financial institutions. Banks and other financial institutions can use the database to check the creditworthiness of clients before issuing loans or opening credit lines; Enterprises: Enterprises can check their clients or partners to determine if they have debt obligations to other organizations. This helps reduce the risk of late payments and financial problems;
- Legal consultants and lawyers. Legal professionals can use this information to prepare legal cases, resolve disputes, and enforce court decisions;
- Courts and law enforcement agencies. The debtor register can serve as a source of information for judicial authorities and law enforcement agencies when considering cases of debts and financial misconduct;
- Citizens. Individual citizens can check information about other individuals who may have debt obligations to them, as well as use the register to protect their rights in financial relationships.
- Economic analysis. The debtor register can be useful for analysts and researchers to study the structure and dynamics of debts in a specific economic system.
So, if you need information about a person and their debts, it's worth turning to servers where this information is stored. For this, we recommend downloading the "Consultant" application.
