Getting rid of loan debts is a real opportunity for everyone
Problems with loans are not the end, but only a challenge. Even if the bank or microfinance organization is pressing, and collectors are calling every day, there are legal mechanisms that allow you to write off or reduce the debt.
The most common situations that clients contact:
- unlawful accrual of interest, penalties and fines;
- unjustifiably increased debt after restructuring;
- demands from collectors that have no legal force;
- debts that have already been written off by the bank, but transferred to third parties.
Lawyers who specialize in working with credit debt know how to turn a dead end into a solution.
Help from a lawyer on a loan - when to contact
If the debt is already in the register of enforcement proceedings or summonses are received, you need to act immediately. But even at the stage when there is no decision yet - a lawyer can reduce the debt, suspend collection or achieve a full write-off.
The key tools of a lawyer include:
- legal analysis of a loan agreement;
- detection of violations by a bank or MFI;
- preparation of applications and complaints to state authorities;
- participation in negotiations with the creditor for a profitable restructuring;
- defense in court and at the stage of enforcement proceedings.
How to get out of debt - step by step
Debt relief - is a process in which it is important to have a reliable partner. Contacting a lawyer allows you to:
- avoid paying illegally accrued amounts;
- agree on debt repayment at a discount;
- stop the actions of executors and lift arrests;
- close the debt on terms that do not destroy your life;
- preserve property and protect your family from psychological pressure.
What the client gets

a clear plan to get out of debt;

reduction of financial burden;

legal support until the result is achieved;

protection of interests at all stages.
ConclusionDebts are not a sentence. With the support of a professional lawyer, you can not only stop the growth of credit pressure, but also completely get rid of debt on legal grounds. If you are looking for real help, the legal marketplace “Consultant” will connect you with a specialist who works for results. The first step is an application, then we take responsibility.